diff --git a/src/discord/accounts.ts b/src/discord/accounts.ts
index 6692820a2d..ac29741c67 100644
--- a/src/discord/accounts.ts
+++ b/src/discord/accounts.ts
@@ -1,6 +1,7 @@
 import type { OpenClawConfig } from "../config/config.js";
 import type { DiscordAccountConfig } from "../config/types.js";
-import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "../routing/session-key.js";
+import { createAccountListHelpers } from "../channels/plugins/account-helpers.js";
+import { normalizeAccountId } from "../routing/session-key.js";
 import { resolveDiscordToken } from "./token.js";
 
 export type ResolvedDiscordAccount = {
@@ -12,29 +13,9 @@ export type ResolvedDiscordAccount = {
   config: DiscordAccountConfig;
 };
 
-function listConfiguredAccountIds(cfg: OpenClawConfig): string[] {
-  const accounts = cfg.channels?.discord?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return [];
-  }
-  return Object.keys(accounts).filter(Boolean);
-}
-
-export function listDiscordAccountIds(cfg: OpenClawConfig): string[] {
-  const ids = listConfiguredAccountIds(cfg);
-  if (ids.length === 0) {
-    return [DEFAULT_ACCOUNT_ID];
-  }
-  return ids.toSorted((a, b) => a.localeCompare(b));
-}
-
-export function resolveDefaultDiscordAccountId(cfg: OpenClawConfig): string {
-  const ids = listDiscordAccountIds(cfg);
-  if (ids.includes(DEFAULT_ACCOUNT_ID)) {
-    return DEFAULT_ACCOUNT_ID;
-  }
-  return ids[0] ?? DEFAULT_ACCOUNT_ID;
-}
+const { listAccountIds, resolveDefaultAccountId } = createAccountListHelpers("discord");
+export const listDiscordAccountIds = listAccountIds;
+export const resolveDefaultDiscordAccountId = resolveDefaultAccountId;
 
 function resolveAccountConfig(
   cfg: OpenClawConfig,
diff --git a/src/imessage/accounts.ts b/src/imessage/accounts.ts
index ed8ad886e8..cfaee974a8 100644
--- a/src/imessage/accounts.ts
+++ b/src/imessage/accounts.ts
@@ -1,6 +1,7 @@
 import type { OpenClawConfig } from "../config/config.js";
 import type { IMessageAccountConfig } from "../config/types.js";
-import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "../routing/session-key.js";
+import { createAccountListHelpers } from "../channels/plugins/account-helpers.js";
+import { normalizeAccountId } from "../routing/session-key.js";
 
 export type ResolvedIMessageAccount = {
   accountId: string;
@@ -10,29 +11,9 @@ export type ResolvedIMessageAccount = {
   configured: boolean;
 };
 
-function listConfiguredAccountIds(cfg: OpenClawConfig): string[] {
-  const accounts = cfg.channels?.imessage?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return [];
-  }
-  return Object.keys(accounts).filter(Boolean);
-}
-
-export function listIMessageAccountIds(cfg: OpenClawConfig): string[] {
-  const ids = listConfiguredAccountIds(cfg);
-  if (ids.length === 0) {
-    return [DEFAULT_ACCOUNT_ID];
-  }
-  return ids.toSorted((a, b) => a.localeCompare(b));
-}
-
-export function resolveDefaultIMessageAccountId(cfg: OpenClawConfig): string {
-  const ids = listIMessageAccountIds(cfg);
-  if (ids.includes(DEFAULT_ACCOUNT_ID)) {
-    return DEFAULT_ACCOUNT_ID;
-  }
-  return ids[0] ?? DEFAULT_ACCOUNT_ID;
-}
+const { listAccountIds, resolveDefaultAccountId } = createAccountListHelpers("imessage");
+export const listIMessageAccountIds = listAccountIds;
+export const resolveDefaultIMessageAccountId = resolveDefaultAccountId;
 
 function resolveAccountConfig(
   cfg: OpenClawConfig,
diff --git a/src/signal/accounts.ts b/src/signal/accounts.ts
index 3d96a3d833..3899d8160d 100644
--- a/src/signal/accounts.ts
+++ b/src/signal/accounts.ts
@@ -1,6 +1,7 @@
 import type { OpenClawConfig } from "../config/config.js";
 import type { SignalAccountConfig } from "../config/types.js";
-import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "../routing/session-key.js";
+import { createAccountListHelpers } from "../channels/plugins/account-helpers.js";
+import { normalizeAccountId } from "../routing/session-key.js";
 
 export type ResolvedSignalAccount = {
   accountId: string;
@@ -11,29 +12,9 @@ export type ResolvedSignalAccount = {
   config: SignalAccountConfig;
 };
 
-function listConfiguredAccountIds(cfg: OpenClawConfig): string[] {
-  const accounts = cfg.channels?.signal?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return [];
-  }
-  return Object.keys(accounts).filter(Boolean);
-}
-
-export function listSignalAccountIds(cfg: OpenClawConfig): string[] {
-  const ids = listConfiguredAccountIds(cfg);
-  if (ids.length === 0) {
-    return [DEFAULT_ACCOUNT_ID];
-  }
-  return ids.toSorted((a, b) => a.localeCompare(b));
-}
-
-export function resolveDefaultSignalAccountId(cfg: OpenClawConfig): string {
-  const ids = listSignalAccountIds(cfg);
-  if (ids.includes(DEFAULT_ACCOUNT_ID)) {
-    return DEFAULT_ACCOUNT_ID;
-  }
-  return ids[0] ?? DEFAULT_ACCOUNT_ID;
-}
+const { listAccountIds, resolveDefaultAccountId } = createAccountListHelpers("signal");
+export const listSignalAccountIds = listAccountIds;
+export const resolveDefaultSignalAccountId = resolveDefaultAccountId;
 
 function resolveAccountConfig(
   cfg: OpenClawConfig,
diff --git a/src/slack/accounts.ts b/src/slack/accounts.ts
index f492b25269..fea00630b7 100644
--- a/src/slack/accounts.ts
+++ b/src/slack/accounts.ts
@@ -1,6 +1,7 @@
 import type { OpenClawConfig } from "../config/config.js";
 import type { SlackAccountConfig } from "../config/types.js";
 import { normalizeChatType } from "../channels/chat-type.js";
+import { createAccountListHelpers } from "../channels/plugins/account-helpers.js";
 import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "../routing/session-key.js";
 import { resolveSlackAppToken, resolveSlackBotToken } from "./token.js";
 
@@ -28,29 +29,9 @@ export type ResolvedSlackAccount = {
   channels?: SlackAccountConfig["channels"];
 };
 
-function listConfiguredAccountIds(cfg: OpenClawConfig): string[] {
-  const accounts = cfg.channels?.slack?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return [];
-  }
-  return Object.keys(accounts).filter(Boolean);
-}
-
-export function listSlackAccountIds(cfg: OpenClawConfig): string[] {
-  const ids = listConfiguredAccountIds(cfg);
-  if (ids.length === 0) {
-    return [DEFAULT_ACCOUNT_ID];
-  }
-  return ids.toSorted((a, b) => a.localeCompare(b));
-}
-
-export function resolveDefaultSlackAccountId(cfg: OpenClawConfig): string {
-  const ids = listSlackAccountIds(cfg);
-  if (ids.includes(DEFAULT_ACCOUNT_ID)) {
-    return DEFAULT_ACCOUNT_ID;
-  }
-  return ids[0] ?? DEFAULT_ACCOUNT_ID;
-}
+const { listAccountIds, resolveDefaultAccountId } = createAccountListHelpers("slack");
+export const listSlackAccountIds = listAccountIds;
+export const resolveDefaultSlackAccountId = resolveDefaultAccountId;
 
 function resolveAccountConfig(
   cfg: OpenClawConfig,
diff --git a/src/web/accounts.ts b/src/web/accounts.ts
index fd0dab05d4..fdd9380833 100644
--- a/src/web/accounts.ts
+++ b/src/web/accounts.ts
@@ -2,6 +2,7 @@ import fs from "node:fs";
 import path from "node:path";
 import type { OpenClawConfig } from "../config/config.js";
 import type { DmPolicy, GroupPolicy, WhatsAppAccountConfig } from "../config/types.js";
+import { createAccountListHelpers } from "../channels/plugins/account-helpers.js";
 import { resolveOAuthDir } from "../config/paths.js";
 import { DEFAULT_ACCOUNT_ID, normalizeAccountId } from "../routing/session-key.js";
 import { resolveUserPath } from "../utils.js";
@@ -29,13 +30,10 @@ export type ResolvedWhatsAppAccount = {
   debounceMs?: number;
 };
 
-function listConfiguredAccountIds(cfg: OpenClawConfig): string[] {
-  const accounts = cfg.channels?.whatsapp?.accounts;
-  if (!accounts || typeof accounts !== "object") {
-    return [];
-  }
-  return Object.keys(accounts).filter(Boolean);
-}
+const { listConfiguredAccountIds, listAccountIds, resolveDefaultAccountId } =
+  createAccountListHelpers("whatsapp");
+export const listWhatsAppAccountIds = listAccountIds;
+export const resolveDefaultWhatsAppAccountId = resolveDefaultAccountId;
 
 export function listWhatsAppAuthDirs(cfg: OpenClawConfig): string[] {
   const oauthDir = resolveOAuthDir();
@@ -66,22 +64,6 @@ export function hasAnyWhatsAppAuth(cfg: OpenClawConfig): boolean {
   return listWhatsAppAuthDirs(cfg).some((authDir) => hasWebCredsSync(authDir));
 }
 
-export function listWhatsAppAccountIds(cfg: OpenClawConfig): string[] {
-  const ids = listConfiguredAccountIds(cfg);
-  if (ids.length === 0) {
-    return [DEFAULT_ACCOUNT_ID];
-  }
-  return ids.toSorted((a, b) => a.localeCompare(b));
-}
-
-export function resolveDefaultWhatsAppAccountId(cfg: OpenClawConfig): string {
-  const ids = listWhatsAppAccountIds(cfg);
-  if (ids.includes(DEFAULT_ACCOUNT_ID)) {
-    return DEFAULT_ACCOUNT_ID;
-  }
-  return ids[0] ?? DEFAULT_ACCOUNT_ID;
-}
-
 function resolveAccountConfig(
   cfg: OpenClawConfig,
   accountId: string,