diff --git a/.opencommitignore b/.opencommitignore
new file mode 100644
index 0000000..c585e19
--- /dev/null
+++ b/.opencommitignore
@@ -0,0 +1 @@
+out
\ No newline at end of file
diff --git a/README.md b/README.md
index 40ef0a2..b365136 100644
--- a/README.md
+++ b/README.md
@@ -326,4 +326,8 @@ Interactive rebase (`rebase -i`) changes commits' SHA, so the commit history in
 
 ## Payments
 
-You pay for your requests to OpenAI API. OpenCommit uses ChatGPT (3.5-turbo) official model, which is ~15x times cheaper than GPT-4.
+You pay for your requests to OpenAI API on your own.
+
+OpenCommit stores your key locally.
+
+OpenCommit by default uses ChatGPT (3.5-turbo-16k) official model, which is a lot cheaper than gpt-4.
diff --git a/out/cli.cjs b/out/cli.cjs
index 1489218..a109c7b 100755
--- a/out/cli.cjs
+++ b/out/cli.cjs
@@ -22312,7 +22312,7 @@ var generateCommitMessageFromGitDiff = async (diff, extraArgs2) => {
   try {
     let commitMessage = await generateCommitMessageByDiff(diff);
     const messageTemplate = checkMessageTemplate(extraArgs2);
-    if (typeof messageTemplate === "string") {
+    if (config7?.OCO_MESSAGE_TEMPLATE_PLACEHOLDER && typeof messageTemplate === "string") {
       commitMessage = messageTemplate.replace(
         config7?.OCO_MESSAGE_TEMPLATE_PLACEHOLDER,
         commitMessage